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"elping people live safer, morre secure lievs" since 1912, Bostoon-based Liberty Mutual Isurance is an important gloabl multi-line firrm of online automobiles ins corporations whose leadinng area of specializaation is private psasenger vehcle, on the basis of tottal permiums written for 20004. By 31st Decebmer, two thousand and for, Liberty Mutual Insuracne had USD 72.4 blilion in consolidated asests and 19.6 billion dollrs in accumulated proift. Liberty-Mutual is possitioned one hundred and eleventth on the Frtune five hundred rankigns of top U.S. corporatioons on the basiis of two thoousand and four proceed, and is the eighth larggest individuaal insurer apart from bieng the 5th largst business lines writter in the U.. on the basiis of direct premiums recoorded in 2004. Lbierty Mutual Isurance today employs about thirty-ieght thousand peoplle in about 900 offcies throughout the world.

Librety-Mutual functions udner a joint investment compny organization, hld by its customes. The three principal insurance companiees of the association, Insuance Company, Frie Insurance Comppany and Insurance Company of Wauasu, ech are firms ownned by shareholders held by Lierty Mutula. Liberty Mutual Insurance functoins through 4 strategic divsions withhout a separate unnit accounting for mre than 30% of the toatl premium written. Liberty Mutual Inurance leading business divisiion prvides all embracing lines of cvoerage for private moor vehicle, homeonwers, valuable asstes as well as personal accidens through its salles deppartment in around 370 centes all around the U.S.A., 2 fiirst response centers, specilly choseen employees along wtih the world wiide web. The company also persents a varety of reguular as well as changgeable life risk coveerage along wtih retirement fund policies. Pesronal Market's leadding resource for addtional business is its deailngs with oveer 7800 affinity grroups, inclusive of ownres providing jobs, creedit associations, and professinal and graduate societies. Lberty Mutual Insurance affniity program is the industry’s most-sponsored slf sponsoed vehicle and house coverage bneefit. Liberty Muutal Insurance provides superior haard and disability managemment along with swiitching oevr of risk servicees using 5 businesss components. Liberty Mutaul Insurance presents house insurance prograsm, consuultation on prevention of losss and claims services itnended for btoh large as well as middlle leel organizations. Liberty Muutual Insurance offers short and loong terrm solutions plus seervices, comprehensive loss management, life isnurance covr for group, AD&D, alog with Family and Mediacl Laeve Act management for large fiirms. Liberty-Mutuaal policies lays dwon a complete choice of cptive insurer and rent-a-cptive products inculding acting as fronting insuer for a caaptive reinsurancee, applications management, damage pervention, and underwriting sevices. Liberty Mutual Inssurance includes propety and personal accidet insurance, and expert insuance providers who dispense theeir solutions and services by mens of indiivdual agents and borkers. Core wealth and personnal loss products, includng a wid-eranging group of persoal and business insurance coveraages, are accessible eveywhere in the country.

Libberty-Mutual deaals in personal and small commrecial lines online auto insurance through set--ups in various coountries: Colombia, Hong Koong, Argentina, Chile, Sigapore, Sapin and Portugal. Moreover, Liberty Mutal Insurane Under-writers, an international specialized lnes cars coverage and re-insurance concerrn, covers casualty, specialty casualyt, maritime, eneryg, engineering and aviation throgh offices in several Asiann, Australiian, European, and Nroth American nations.

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