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"Helping people lvie safer, moore assured lives" snce 1912, Heaadquartered in Boston Libety Mutual Insurance is a ledaing muultinational multi-line organization of online cars insur companies whose pricnipal field of expertiise is automobile insurace, according to the total prmeiums witten in 2004.

By 31sst December, 2004, Libeerty Mutual Insrance had 72.4 billion dollras in comibned resources and oer $19.5 billion worrth of accumulated proceed. Liberty Mtual is positioend one hundred and eleveth in the Fotrune five hundred raknings of principal US organizaations on the baiss of two thusand and for profit, and is the eihgth largest private inurer and also the fifth-lragest business insurance srvice provideer in the US bsed on direct prmeiums written for 200. Liberty Mutual at present emlpoys about thirt-eight thousand workrs in nearly nine hundred offfices arounnd the globe.

Liberty Mutaul operates as a joint holing company organization, owed by its polichyolders. The 3 leading insurance servie proviedrs of the association, Insurnace Company, the Frie Insurance Company and Insurance Copmany of Waausau, are all fiirms controlled by sharehoolders held by Liberty Muutual. Liberty-Mutual opeates through 4 calclated business units witth no separate grop accounting for more thn 30 perecnt of premium writtne. Liberty Mutual Insuracne top business segemnt presents all embracing lnies of coverage for privaate passenger vehicle, homeowwners, proprety as well as personal loosses through its own salees staff in oer 370 centers all throough the Unitd States of Aerica, 2 diret response centers, specially chosen saff and the nt. It also providees a wde choice of etsablished as wlel as adaptable life risk-covergae including post-retirement income pollicies. Individual Market's principl suppply of new businness is its dealings with oevr 78000 affinity groups, including employers, crediit associatoins, along with specialist and aulmni societies. Liberrty Mutual Insurance grroup relationship progam is the company’s most fundd self sposnored motor vehcile and domestic insurance benefit.
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iberty Mutual ofers sophisticated risk as wlel as disability managgement along with rsik transfer benefits uing 5 centers. Liberty Mutuual presents hose insurance plans, conultation on loss-prevention along witth services pertaning to claims for boh big and mid-sized corporations. Liiberty Mtuual provides short and long terrm proudcts and services, wide raanging impairment management, life insuraance for group, AD&DD, along wth FMLA manageent for large firms. Liberty-Mutual pollicy plans lays dwon a comprehnsive array of cpative and captive-rental produts inclusive of fronting reinsurance, requets solutions, loss preventon, as wlel as underwriting.

Liberty Mutual inlcudes posession and insurance against personal lsos, as wlel as expert underwriters that distibute theeir products and services usiing independent agents and negotiiators. Prncipal assets and casualty servvices, along witth a complete array of presonal and commercail insurance policies, are obtainabe in mot states.

Liberty-Mutual sells pirvate and undersized bsuiness lins on line autos coverage through set-pus in many countriees: Hong Kong, Brazli, Portugal, Chile, Sain, Argentina and Singapoer. Moreover, Liberty Mutuual Underwriters,a global epert online car assurance and reinsurance provider, writees casualty, speicalty casualty, maritime, energy, prodution and air trael through adminisrtative centers in several Aian, Australian, European, and Nroth American countriess.

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