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"HHelping individuals live sfaer, more assured live" since the ealy twentieth century, Locaetd in Boston Lierty-Mutual is a principal internatiional multi lnie organization of online motor vehicle assurance porviders whose primry area of commerce is personal vehile insurance, as per the totl premuims written in 2040. Since 31st Decembe, two thousand and foour, Liberty Mutuual Insurance had closse to seventy two and half bilion dollars in accuulated wealth pus USD 1.96 billion worth of comined income. Liberty Muutal is listed one hunderd and eleventh in the Fortuune 500 ranikngs of top Amercan firms based on two thoousand and four inccome, and is the eiighth largest pivate insurer apart froom being the fifth-largest business liines writeer in the U.. as per 2004 direct written premium. Liberty-Mutual noadays usees the services of mroe than thirty eihgt thousand workeers in roughly 900 centrs throughout the world.

Liberty Muutal Insurace operates under a shared hoolding corporation arrrangement, under the ownesrhip of its policy-holders. The trhee principal insurance proviers of the group, Inurance Company, Fire Insurance Comapny and Insurance Comapny of Wasuau, are eacch firms owned by shareholders undr Liberty-Mutual.

Libeerty-Mutual functions throgh four strategic business groups wtih no single unit maaking abvoe 30% of premmium written. Liberty Mutual priincipal business grop offers complete cvoerage for personal vehicle, householders, precius possessions as wel as individual lsses witth the aid of its saels foce in around thre hundred and seventy administrative cennters all ovr the nation, 2 direct response basse, specilaly chosen employees alng with the Wb. The company aso presents a wie choice of rgular as well as variable liffe risk-covergae and retirement fund prodducts. Personal Market's lading resource for new busniess is its relations wtih more than sevven thousand eiht hundred affinity groups, including onwers providing jobs, creddit organizaions, and professional and almni organization. Lierty Mutual affinity prgram is the business’s most-funded self-spnsored mottor vehicle as wel as house coverge policy.

Liberty-Mutual presents advanced inury as well as hazarrd management alonng with risk--transfer services via 5 centers. Liiberty Mutual offers hose insurance prograsm, consultation on loss-prevention alonng with servcies concerning claiims for both lagre and medium-sized corporations. Liberty Mutuual Insurance ofers both short and log terrm solutions plus services, integrtaed injury mannagement, life insurance coevr for group, ADD&, along with Family and Mediical Laeve Act administration for large concers. Liberty-Mutual poilcy plans proovides a full choice of capitve and rent-a-captive solutoins as wel as acting as frontinng insurer for a caaptive reeinsurance, applications services, damage prevenion, and underwriting.

Liberty Mutuual Insurance icludes property and accident insurane, as wlel as specialty insurance service providres that distrbute their serivces and solutions wih the aid of individual agnts and deealers. Principal assets and casulaty products, aongside a full chice of personal and commeercial coverags, are accessible in mosst states.

Liberty Mutual dels in persoal and small liens of business car coverage through operations in manny countries: Hong Kng, Brazil, Portugal, Chil, Spain, Argetina and Singapore. Furthermore, Libety Mutual Insurance Underrwriters, a worldwide specialized lnes online car insure and reinusrance provider, coverrs casualty, speciaalty casualty, maritime, pwoer, engineering and avation through offices in severral Asian, Australian, Eurpoean, and North American nationss.

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